Missouri Federation of Square N’ Round Dance Clubs Inc. requires that each member club be covered by at least a 1-million-dollar Liability Insurance policy.
How to comply Options:
In 2019, the United Square Dancers of America (USDA) and Markel Insurance Company moved to a web-based USDA Insurance Enrollment System.
Clubs can now manage their club insurance requirements and needs from initial enrollment to adding new members, as well as adding new dance locations, and receive the certificates of insurance for these locations faster and directly to you.
To use the USDA Portal, you must have Internet access and Email. Print and follow the USDA Insurance Portal instructions.
This is a national system, so multiple clubs of the same name may pop up. Choose your Club Name. Choose the one with your Club USDA NUMBER.
If you have any problems or questions, or need help, please give me a call. I will be happy to help you.
Edythe Weber, Missouri Insurance Chairman
USDA Dancers Insurance Frequently Asked Questions - USDA Website
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For additional information about the USDA Dancers Insurance Program, contact the Missouri Insurance Coordinator:
Or Contact Our Missouri Insurance Coordinator:
Every square dance organization needs General Liability and Accident Medical Expense coverage while conducting and sponsoring dance activities. As closely as safety rules are followed, accidents can and will happen. This insurance program, especially designed for USDA dance groups, provides Accident Medical insurance, which helps protect club members from financial loss due to a covered accidental bodily injury, and Liability insurance, which protects the club and its members and association officials from financial loss due to unforeseen incidents which may develop into litigation against members and dance organizations.Liability Insurance
Limits of protection: $1,000,000 combined single limit of liability for bodily injury and property damage per occurrence (subject to a $100 property damage deductible per claim) while participating in scheduled and sponsored dancing activities. $100,000 limit for damage to premises rented to you.
Who is covered: The club and its members while participating in club or organization sponsored and supervised dancing activities. Liability coverage applies in the United States, its territories or possessions, and Canada.Accident & Medical Insurance
Limits of coverage: $10,000 Usual and Customary Accident Medical Expense, including Dental $10,000, Accidental Death Benefit $10,000, Accidental Dismemberment Benefit (loss of both hands, both feet, sight of both eyes, or any combination thereof), $5,000 Accidental Dismemberment Benefit (loss of one hand, one foot, sight of one eye).
Note: Coverage is excess to any other valid and collectible medical insurance covering the same accident. Coverage provided for covered medical expenses incurred within 52 weeks of the accident up to $10,000 for all eligible expenses as stated in the Policy.
Who is covered: Club members will be insured while participating in any regularly scheduled and sponsored dancing activity worldwide, including group travel (10 or more club members) in a vehicle commercially licensed for transportation of passengers and operated by a person holding a valid operators license for such vehicle, while being transported to or from a covered dancing activity.
What is covered: Accidental bodily injury sustained by an insured person while participating in dancing activities sponsored and supervised by a recognized club or organization.
Period of coverage: The insurance year is January 1 through December 31. Coverage becomes effective for individual clubs under the policy on the day the application and premium for insurance is received by the USDA National Insurance Coordinator. There is no pro-rate provision. This is necessary due to the large administrative expense of maintaining different policy dates